Pay later in 30 days

Buy it. Love it. Pay for it.

Shop now and get up to 30 days to pay for your order. Make sure you're totally happy with your items before ever making a payment. No interest and no fees.

• 30 days to pay with no interest or fees for the service - ever
• Try your goods before paying
• Simple, safe and secure

ElectroMarket offer Pay later on any order with a value from £0 - £250

Pay later in 5 simple steps

1. Select ‘Pay later’ at checkout.
2. Enter a few personal details - name, email, postcode and DOB. No card information required!
3. Complete the purchase and your items will be shipped.
4. Receive payment instructions from Klarna via email
5. Enjoy your goods and pay when you’re ready!

How does pay later work?

Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card on Klarna's website

Am i eligible for Pay later?

To use Pay later you must be at least 18. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating.

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees..

Is my payment information safe?

Payment information is processed securely by Klarna. No card details are transferred to or held by ElectroMarket. All transactions take place via connections secured with the latest industry standard security protocols.

I have been asked to go to Klarna's site. Is this correct?

If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card.

Contact Klarna

Please find links below to Klarna's website where you can find more information on Pay later.

Click here for information regarding Pay later.
Click here for frequently asked questions or Klarna's Customer Service

If you need further assistance on using Pay later, you can contact Klarna’s customer care team for free, or use our online chat service.

Local number: 0203 0050 833
Freephone number: 0808 1893 333

Pay later in 3 equal instalments.

Pay in 3. Interest free.

Pay in 3 equal, interest-free payments, free of charge. Payments are automatically taken every 30 days. Perfect for spreading the cost over time without any hassle.

• Get what you love now. Pay over time.
• One part payment at purchase and 2 further payments at 30 and 60 days
• Automatically collected monthly from your chosen debit or credit card
• No interest or fees - ever
• No credit application required
• Simple and safe

ElectroMarket offer Pay in 3 on orders with a value over £250 up to £1000

Shop with just a few clicks!

1. Select ‘Pay later in 3’ at checkout
2. Enter your address, email, mobile and card details
3. The first part payment will be taken from your card when the goods ship.
4. Receive your goods and enjoy!
5. The two remaining payments will be taken at 30 and 60 days. You will receive notifications when payment is due and when it is collected.

How does pay later work?

Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card on Klarna's website.

Am i eligible for Pay later in 3?

To use Pay later in 3 you must be at least 18. Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances. When choosing Pay later in 3, our assessment will not affect your credit rating.

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna using Pay later in 3, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information.

Will a credit search take place against me?

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor ElectroMarket run credit searches against you that could impact your credit rating.

What happens if I cancel or return my order?

As soon as ElectroMarket have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.

Contact Klarna

Please find links below to Klarna's website where you can find more information on Pay later in 3.

Click here for information regarding Pay later in 3.
Click here for frequently asked questions or Klarna's Customer Service

If you need further assistance you can contact Klarna’s customer care team for free, or use our online chat service.

Local number: 0203 0050 833
Freephone number: 0808 1893 333

Pay over time with a Klarna Account

Slice the cost of bigger purchases into monthly payments to suit you with instant financing. Choose from 12 to 36 month payment terms with zero deposit.

• No complex forms during the Klarna Account application - only 4 steps!
• Credit decision made in real-time.
• Once approved, you will start a Klarna Account and make payments monthly.
• You can also use this Account to finance future purchases up to your credit limit.
• No passwords to remember. You will be emailed monthly statements.
• You can choose at any time to start paying the minimum monthly payment instead with interest.
• You’re in control. Better management of your finances to spend how and when you want.

ElectroMarket offer Slice it on orders with a value of £250 up to an unlimited amount

Representative APR (variable)

12 months at 9.9%

24 months at 18.9%

36 months at 18.9%

Don’t forget to pay. If you miss monthly payments, promotional interest rates are cancelled and you will be required to pay interest on repayments.

Credit is offered subject to financial circumstances. You must be at least 18.

The Klarna Account. How it works.

1. Add items to your basket and go to the checkout.
2. Select ‘Slice it with Klarna’ and choose your promotional plan to start the online application process.
3. Provide information about your financial circumstances and carefully read the pre-contract and information documents.
4. Read the Klarna Account Agreement and click “sign” to confirm that you want to apply. The credit decision will be made instantly.
5. If you are approved, Klarna sends you a confirmation by email and sends the Klarna Account agreement by post. Confirmation and monthly statements with payment instructions are sent by email.
6. It’s easy to use again - once you’ve been approved you can order in the future with just one click.

How does Slice it work?

Spread the cost of your purchase into equal monthly payments with 9.9% to 18.9% interest.

ElectroMarket offers Slice it on orders over £250. Variable APR rates with 12 months at 9.9%, 24 months at 18.9%, and 36 months at 18.9%.

Slice it is a promotional plan on the Klarna Account.

How do I use Slice it?

When you shop online, Klarna’s system reviews each order to determine which payments options are available to you. If Slice it is offered, simply select this option. The first time you shop with Slice it you will be asked in to apply for a Klarna Account. If you’re approved Klarna will create an account for you and your order will be placed. Every time you shop with Slice it after that, you only need to agree to the purchase and won’t need to sign up again. The order amount will be added to your Klarna Account as additional promotional plans.

Can I pay less than the amount owed each month?

You can at any time chose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you chose to pay your minimum payment instead of your interest-saver payment this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable). It’s up to you.

I have asked for a refund. How will I be refunded?

If you have paid for your order with card, the refund will be made back to your Klarna Account balance. If the Account ends up in a credit balance, this can be used towards future purchases or you can request it to be paid back by contacting Customer Service.

How is my statement sent?

If you chose to use Slice it, we will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Once you have been landed on your Klarna Account overview page, simply select ‘Make a payment’ and enter the amount you wish to pay towards your balance.